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Okay so you want to try your hand at some casino action and have decided that the simple sophistication of Baccarat is for you.

Firstly you need to learn how to say the word! It is said "bah-caw-rah", and not "back-a-rat" as most unsuspecting punters say. It is similar to the game known as "Chemin de Fer" in some countries.

Baccarat is played with eight complete decks of cards. The cards are shuffled by the dealer or Croupier, and then reshuffled and placed in a special box called the Shoe.

Baccarat is one of the easiest table games to play. In fact it is probably the most uncomplicated game there is.

THE RULES
While at first the rules may seem a bit confusing, the best thing to remember is that there really is no need to know them exactly. As a game of chance, all you really have to do is decide which hand you think will win, and bet accordingly. However, knowing the basic rules will certainly help you follow what is going on, making the game a lot more enjoyable.

You have the choice of betting on either the Bank, the Player or for a Tie. (Betting "tie" is not usually recommended, as the house advantage is too high). Except for the Tie bet, Baccarat has a very low house advantage - 1.36 % if you bet on Player and 1.17% for bets on Banker.

1. Two hands are dealt, one for the Player and one for the Banker - it is time to bet on one or the other.

2. If the hand you bet on wins, you receive a 1 to 1 (even money) payoff. You can also bet that the hands will tie, but as mentioned above, it is not recommended. You receive an 8 to 1 payoff, but ties occur less than once out of every ten hands, making the tie bet a rare (but rewarding) choice.

PLAY BEGINS
At the start of a game of Baccarat, each hand receives just two cards. When necessary, additional cards are drawn according to the rules.

THE HAND CLOSEST TO 9 WINS
A person holds the Shoe and is known as the Banker - and stays with this title as long as the Banker's hand wins. When the Player's hand wins, the Shoe is then passed on to the next player.
He/she then becomes the banker. A player may pass the Shoe if he so desires.
The person acting as the banker takes the cards from the Shoe. Two cards referred to as "the Player's hand" are extended to the player's side. This is done as a courtesy. The cards are turned over by the player and called by the croupier.
Values of the cards:
Ten - 0
Jack - 0
Queen - 0
King - 0
Ace - 1
Cards 2 through 9 are at face value
Remember that hands don't 'bust' like in Blackjack (i.e. go over the target total). In Baccarat, the first digit of a two-digit number is always dropped. For example, if 5 and 7 are drawn for a total of 12, the count is 2.


WHEN THERE IS A TIE, NOBODY LOSES.
If the first two cards total 8 or 9, the hand is called a Natural and YOU WIN, unless both hands have equal value Naturals, in which case it's a Tie.
If neither hand has a natural additional cards are drawn to determine a winner.

THE PAYOUTS
Banker and player bets pay even money on your wins. However, winning banker bets are subject to a 5% house commission.
So therefore even after paying out a 5% commission on winning banker bets, betting on the Banker is still a slightly (0.19% to be exact) better proposition than betting on the Player.

BETTING
All bets are made before the cards are dealt. In live games every player at the table gets a chance to deal the cards, but you don't have to deal, just pass the shoe to the next player. If you have the bankroll (often $25 or more minimum bet), don't let the tuxedoed dealers and fancy surroundings scare you.

THE 1 - 3 - 2 - 6 BETTING SYSTEM FOR BACCARAT
While it may seem otherwise to some newcomers, the odds actually favor the casino and no betting system can change that fact. But many say this system works well for short term betters.

What makes the 1 - 3 - 2 - 6 system attractive to punters is that you risk only two betting units for a chance to win ten units. In other words, you can make a nice profit with a minimal investment.

The first bet is one unit - if you win:
1. Add another unit, making the second bet a total of three units.
2. If you win the second bet, there are 6 units on the table. Remove four units, making your third bet two units.
3. If it wins add two more units, making it a total of six units for your fourth bet.
4. If the fourth bet wins you'll collect a total of 12 units (which ten units are fabulous profit!)
If you lose the first bet: The loss is one unit.
If you win the first, but lose the second bet: your net loss is two units.
If you win the second, but lose the third bet, you have a profit of two units.
If you win the first three bets but lose the fourth bet, you'll break even.
If you lose the second bet five out of six times and win four consecutive bets once, you'll be right back to even.
**You can also use this system for even-money betting at any other casino game.

EXAMPLES OF PLAY
Player
If the 1st 2 cards of the Player's hand have a total of:
· 1, 2, 3, 4, 5 OR 10… the Player draws a card.
· 6 - 7 … the Player Stands.
· 8 - 9 … (Natural) the Player stands and Banker can't draw.

Banker
If the 1st 2 cards of the Banker's hand have a total of:

· 3 …And the Players 3rd card is anything but an 8 then Banker Draws. If Players 3rd card is 8 then Banker Stands.

· 4 … And the Players 3rd card is 2 - 3 - 4 - 5 - 6 - 7 then Banker Draws. If Players 3rd is 1 - 8 - 9 -10 then Banker Stands.

· 5 … And the Players 3rd card is 4 - 5 - 6 - 7 then Banker Draws. If Players 3rd is 1 - 2 - 3 - 8 - 9 - 10 then Banker Stands.

· 6 …And the Players 3rd card is 6 - 7 then Banker Draws.

If Players 3rd is 1 - 2 - 3 - 4 - 5 - 8 - 9 - 10 then Banker Stands.
· 7 …Banker Stands.

· 8 - 9 …Natural - Banker Stands. - Player can't draw. If the player takes no card, the Bank must draw on hands of 0-5 and stay on 6, 7, 8 or 9. (The 8 and 9 being naturals are automatic winners and the player cannot take a card)

TIE BETS
Bettor must bet EITHER the Player or Banker in order to also bet a tie. It is not permitted to bet on the "Tie" line only. Ties bets traditionally pay 8 to 1.

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